We read this statement together before every group discussion! It helps transition the group to discussion time, it reaffirms our highest values, and sets a tone of trust, consistency, and safety for everyone in the group.
We are a group of imperfect people pursuing a perfect God. We exist to help each other find and follow Christ. These are some things we want to be true of our group:
- We create a safe and honest environment, staying transparent and authentic.
- We keep it inside the circle. Confidentiality is necessary for a healthy group.
- We look together to the Bible for help and guidance, and keep out our own politics, sales, or agendas.
- We do not try to fix each other, preach sermons, or give unsolicited advice. We instead encourage, listen to, and celebrate each other.
- We handle conflict between us quickly and honestly by going to the person, owning our part, and practicing forgiveness.
- We respect each others’ time by starting and ending when we say we will.
- We trust that it is God’s role to change people, not ours.
- We believe that in Jesus Christ, there is hope for everyone.
- None of us are short on financial advice from everyone around us... but what's the best financial advice you've gotten?
- Money doesn't come with a set of rules, and we all grow up with vastly different outlooks on money. What did you (or didn't you) learn about money during childhood?
Read 1 Timothy 6:17-18 together.
Command those who are rich in this present world not to be arrogant nor to put their hope in wealth, which is so uncertain, but to put their hope in God, who richly provides us with everything for our enjoyment. Command them to do good, to be rich in good deeds, and to be generous and willing to share.
- Have you seen your own arrogance go up in relation to your bank account? Does it happen obviously for you, or is it something that happens slowly and sneakily?
- "Hope AND money" is fine, but "hope IN money" sets us up for a terrible fall. Has this happened to you? What made you realize that your hope was IN money?
- Mike talked about several money myths that we often believe (in message notes below). What stood out to you? What have you believed at some point in your life? What do you struggle with now?
- How would you want someone else to manage your money? What kind of things would you definitely NOT want them to do with it?
- When in your life have you had the most financial peace? Has money ever bought you happiness? How has money added complexity and stress to your life?
- Mike said to start over in finances, we need to talk about it, face the facts, and ask for help. Which one of those is hardest for you? How would doing that one change your relationship with money, or with your family?
- What's the one tangible step that you need to make happen this week? What can you do today to set yourself up for success?
- With God
"The number one cause of divorce in America is money fights and money problems.”
"Personal finance is 80% behavior and 20% head knowledge"
Richard C. Halverson
Jesus Christ said more about money than about any other single thing because, when it comes to a man's real nature, money is of first importance. Money is an exact index to a man's true character. All through Scripture there is an intimate correlation between the development of a man's character and how he handles his money.
1 timothy 6:17
Command those who are rich in this present world not to be arrogant nor to put their hope in wealth, which is so uncertain, but to put their hope in God, who richly provides us with everything for our enjoyment.
- can make us arrogant
- can become our primary source of hope
1 Timothy 6:18
“Command them to do good, to be rich in good deeds, and to be generous and willing to share.”
MYTH: It's mine
TRUTH: It's God’s
For in him all things were created: things in heaven and on earth, visible and invisible, whether thrones or powers or rulers or authorities; all things have been created through him and for him. He is before all things, and in him all things hold together.
MYTH: When we have more, then we will be happier
TRUTH: Money can’t buy happiness
1 Timothy 6:6, 9-10
But godliness with contentment is great gain… Those who want to get rich fall into temptation and a trap and into many foolish and harmful desires that plunge people into ruin and destruction. For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered from the faith and pierced themselves with many griefs.
MYTH: It's all for me to consume
TRUTH: I have more than I need!
MYTH: I'll be generous someday when I have more
TRUTH: We have to plan to be generous
MYTH: Fake it (charge it) until you make it
TRUTH: Debt is destructive
Borrower is slave to the lender.
How to start over with finances
- Face the Facts
- Ask for help
- Set goals
Dave Ramsey’s steps to financial peace
- $1000 in an emergency fund
- pay off all debt using snowball
- 3-6 months of expenses in savings
- 15% in Roth IRA and pre tax retirement
- college fund
- pay off home early
- build wealth and grow in generosity
- Stick to it
- Live on less than you make
- Give-Save-Live (10-10-80)